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Mortgage Update - 19/11/04

Buy to Let Still Strong - even with possible house price falls

A lot of attention has focused recently on the 'slowdown' in the rate of property price rise.  The Bank of England expects prices to "fall modestly for a period" (read the Money Telegraph story) While some may have expected landlords to stop buying property, we have seen a continual number of applications going to lenders, and many experienced landlords are still investing. These landlords are usually buying for a particular market i.e. office workers, housing associations, and thoroughly research their rental returns. Read more...


More Business News...

Improve your Credit - 19/11/04

Improve your Credit

So you're credit isn't great. It may even be bad. Don't give up - it's possible to bounce back and rebuild your credit history. Read more...

Credit countdown to Christmas - 02/11/04

Business Fraud

Fraud prevention organisation CIFAS has revealed that offences of false identity and impersonation continue to increase Read more...

Have you or your business been subject to fraud? - 02/11/04

Business Fraud

Fraud prevention organisation CIFAS has revealed that offences of false identity and impersonation continue to increase Read more...

Will the Minimum Wage affect your business? - 8/10/04

Minimum Wage Effects

About two million workers will have received a pay rise from last Friday as the minimum wage rises by 35p an hour. Read more...

Mortgage Interest Rates - 8/10/04

Mortgage Interest Rates

Even with reports of lower house prices and concern about higher interest rates, a consistent number of our landlords are still purchasing investment property. Read more...

The Inland Revenue is watching - 6/10/04

Inland Revenue

Ebay Sellers Beware. Officials at the Treasury and the Inland Revenue are increasingly concerned that private individuals selling items for profit on eBay are not paying Capital Gains Tax on their profits. Read more...

NHS ‘To claim for work injuries’ - 6/10/04

NHS work injuries

The NHS will be able to recover the cost of treating people injured at work under plans being considered. Hospitals have been able to recoup money from insurance companies for treating people hurt in road accidents for the past five years. Read more...

Relax your mind - 6/10/04

Relax

It’s back to work after the holiday season has ended, though a recent article in the Sunday Times has reported that stress related problems can reduce business profits by up to 10%. Current estimates suggest that UK employers lose £20 billion from missed deadlines, sick pay and poor performance. Read more...

Are you creditworthy? - 30/09/04

Are you creditworthy

Have I been black listed? The kids are back to school, you’ve been on holiday, and just got back to work to pay off your debts. We hate to be the ones to tell you but Christmas is just around the corner and now is the perfect opportunity to review your creditworthiness. Read more...

Tailor made loans - 30/09/04

Tailor Made Loans

GoBusinessFinance realises that not everybody has a perfect credit score, with this in mind we’ve developed our Marketplace to hunt down a tailor made loan to your needs and creditworthiness. Read more...

‘Sickies’ cost UK Business £11bn a year - 29/09/04

Sickies

Sick leave - real and feigned - currently costs UK businesses an estimated £11bn a year. But according to the Confederation of British Industry (CBI) absence from work has fallen slightly since the late 1980s. Read more...

Mortgage Interest Rates - 29/09/04

mortgage interest rates

The Bank of England raised interest rates to put a brake on soaring property prices and it appears to be have an effect. The falling of property prices could mean you can now afford to purchase your own commercial property. Read more...

Corporate Gym Membership - 29/09/04

Corporate Gym Membership

Joining a gym is like getting married, but without the cake and presents. There is usually a written contract, they debit your account and if you decide to terminate your membership you could be penalised. Read more...

Charge It Goodbye - 29/09/04

Charge It

Credit cards are fast becoming a status symbol, a must have accessory and that rectangular bit of plastic might even help you make ends meet. Read more...

Have You Been Paid- 22/09/04

Have you been paid?

Britain's plcs are still too slow at paying bills, the Federation of Small Businesses (FSB) has said. It takes an average of 46 days for public limited companies to pay suppliers, the FSB said. The time has not shortened in the past four years. Read more...

Invoice Financing – A Guide - 22/09/04

Invoice Financing

Is lack of cash flow holding your business back? Do you waste too much time chasing payment? Have you recently suffered a bad debt? If your business trades with other businesses on credit terms our services could help. Read more...

Protect your assets - 20/09/04

Protect Your Assets

Can you afford to risk it? Your biggest single purchase and your greatest financial commitment is likely to be your office or other commercial property, so it makes sense to protect your bricks and mortar and what is inside against the worst. Read more...

Be your child’s landlord - 16/09/04

Be your childs landlord

The price of property in most of the UK's major university towns has doubled during the past five years, new figures show. The biggest increase was seen in Bath, where the cost of the average home soared by 156% to £258,379, according to Halifax Estate Agents. Read more...

Buy to Let Mortgages - 16/09/04

Buy to let mortgages

The best way to find the right Buy to Let mortgage for your circumstances is by getting a quote, you’ll either be given instant quotes you can accept or one of our qualified advisers will contact you to discuss your requirements further. Read more...

Interest Rates On Hold - 15/09/04

Interest Rates on Hold

The Bank of England (BOE) has decided to keep interest rates on hold at 4.75% for September, as widely predicted. The BOE has raised interest rates five times since last November, most recently in August, to cool the UK property market and consumer spending. Read more...

Time Travel - 15/09/04

Time Travel

The most precious asset to a small business owner is time, and wasting it in an airport lounge is not the best way to utilise it. As every business traveller knows, airports can be frustrating places. Read more...

Transfer your credit card balance - 07/09/04

Transfer Your Credit Card Balance

Some people think that switching credit cards to transfer a balance to a 0% APR rate is damaging to their credit rating and score. This isn’t strictly true; Read more...

How to stop buyers’ remorse - 07/09/04

How to stop buyers’ remorse

You’re trapped in a downward spiral of spending money and either not saving or adding to your debt burden. Just because you spent spontaneously doesn’t mean it was a mistake, and hopefully you’ll learn to have more self control the next time you have extra cash to spend. Read more...

Can you afford to pay your loan off early? - 02/09/04

Pay Your Loan Off Early

A recent review of consumer credit laws by the Government has lead to new rules being published to protect consumers from being penalised for early repayment of credit agreements and the increasing debate over what the actual APR you’ll be paying on credit cards and loans is. Read more...

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Cash flow can be a major worry for any business owner. Factoring, effectively a loan secured on your invoices, may be the ideal solution for either a short term cash flow problem or Cash Flowraising finance to expand your business. Learn More...

UK banks are reluctant to lend money without a large degree of security making it difficult to secure finance for a new business venture. There are, however, other forms of finance which you may not have considered.

Business Loans Use the Business Loan Finder to find alternative options.

Leasing allows you to spread the cost of equipment over 3 to 5 years Leasingminimising drain on your working capital.

If you are looking to buy new premises for your business or an existing business with property you may find a commercial mortgage is the most Mortgages for businessesflexible and affordable finance solution for the purchase.

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